Step 1: Call a roofing contractor.
Get a professional assessment of your roof and home for hail damage as soon as possible. A contractor like Pinnacle can identify damage you might miss and document everything before you file your claim.
A small business can be better than a big business because of agility and adaptability due to their size and scale.
9200 W Cross Dr. Suite 240, Littleton, CO 80123
Insurance Claim Assistance
Insurance Claims
Colorado storms can damage roofs, gutters, siding, windows, and exterior systems in several ways. Pinnacle Home Exteriors helps homeowners and commercial property owners identify damage, document repair needs, and restore their property with trusted exterior repair solutions.
Insurance Claim Process After a Hailstorm in Colorado
Step 2: Call your insurance company.
Report the hailstorm damage and file a claim. Have photos and your contractor's assessment ready when you call.
Step 3: Schedule an appointment with the insurance adjuster.
The adjuster will inspect your roof and property to determine what's covered. Your contractor should be present during the adjuster's visit to point out all damage and make sure nothing gets missed on the claim.
Step 4: Get a free inspection from Pinnacle Home Exteriors.
Pinnacle offers free inspections and damage assessments. We'll walk the roof with you, document the damage, and guide you through the entire insurance process from start to finish.
Understanding RCV and ACV in Your Insurance Claim
Replacement Cost Value (RCV)
RCV is the estimated cost to repair or replace damaged property with materials of like kind and quality, subject to policy terms.
Actual Cash Value (ACV)
ACV is typically replacement cost minus depreciation. Some policies include recoverable depreciation that may be released after approved work is completed and documented.
Why policy type matters
Understanding RCV, ACV, and your scope of loss helps you plan repairs and avoid confusion during the restoration process.
Pinnacle Home Exteriors is not a public adjuster and does not act as one. Our team can help you understand the repair scope and work with your insurance adjuster during the restoration process.
Storm Damage Repair Services
Hail Damage Repair
Hail can crack shingles, knock vents and chimneys out of place, dent metal panels, damage gutters, and create hidden bruising that later allows water intrusion.
High Wind Damage Repair
High winds can lift shingles, loosen flashing, pull gutters, and expose vulnerable areas to water intrusion. Prompt repairs help prevent larger damage.
Snow Damage Repair
Heavy snow and ice can stress roof systems, gutters, downspouts, and exterior trim. Proper inspection helps catch damage after severe winter weather.
Rain Damage Repair
Driven rain can reveal leaks around roof penetrations, siding transitions, windows, and failed flashing. Repairs should address the source, not just the symptom.
Downed Trees Damage Repair
Falling limbs and trees can damage roofs, gutters, siding, windows, and decks. Pinnacle can assess exterior damage and coordinate needed repairs.